Privacy Notice


This notice informs you, our valued policyholder, how we, United Mutual Insurance Company, collect, disclose and protect your nonpublic financial information.

Collecting Information to Conduct Our Business

We collect, retain and use nonpublic personal financial information about you for the purpose of serving your insurance needs and administering our customer relationships. We may collect information about you from the following sources:

  • Information we or our affiliates receive from you on applications or other forms, or in response to oral requests for information from you such as your name, address and telephone
  • Information about your transactions with us, our affiliates or others such as policies purchased, premium payment and claim history
  • Information we receive from a consumer reporting agency such as your credit worthiness and credit history.

Types of Information We May Disclose

We may disclose all of the nonpublic personal financial information that we collect about current and former customers, as described above.

To Whom We May Disclose That Information

We may disclose nonpublic personal financial information about you to the following types of affiliates and nonaffiliated third parties:

  • Financial service providers, such as insurers, mortgage bankers and insurance agents.

We may also disclose nonpublic personal financial information about you to affiliated and nonaffiliated third parties as permitted by law.

Disclosures to Service Providers for Joint Marketing

We may disclose all of the information we collect, as described above, to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements.

How We Protect the Confidentiality and Security of Your Nonpublic Personal Financial Information

We restrict access to nonpublic personal financial information about you to those employees who need to know what information to provide products or services to you. We maintain physical, electronic and procedural safeguards that comply with applicable federal regulations to guard your nonpublic personal financial information.