What’s covered with our policies
United Mutual protects you from the most serious hazards on the road — the ones you expect, and the ones you don’t.
Here is a summary of the key auto insurance coverages we offer:
- Liability coverage — bodily injury and property damage
- Comprehensive and collision coverage
- Medical payments coverage
- Uninsured and underinsured motorist
- Young driver spin-off program
- Roadside assistance
- Accidental death benefit
- Newly acquired vehicle coverage
- Injured pet coverage
- Rideshare program
Discount for your safe driving
Additional discounts
United Mutual offers a variety of additional auto insurance discounts to keep your protection affordable:
- Certain anti-theft devices
- Certain safety devices (four-wheel anti-lock brakes/passive restraint)
- Advanced Driver Assistance Systems (ADAS)
- Insuring more than one vehicle on your United Mutual policy
- Also insuring your home (and umbrella) with United Mutual
- Accident forgiveness
- Various pay plans/paperless policy
- Good student and away-to-school
- Telematics safe driver
- Prior coverage discount
- Occupational discounts
Your local independent United Mutual agent can ensure you have the right coverage at the right price.
Find a local agent.